AI-Powered Flood Insurance Claims Platform
Building the AI Factory for NFIP claims.
Standardized processing.
Eliminate FEMA audit risk.
50% cost savings.
Our Services
AI Intake & Triage
Automated claim assignment and routing.
AI monitors inboxes, extracts PDFs, and assigns claims to adjusters in seconds.
Cuts intake time by 90%.
Smart Damage Assessment
AI analyzes photos, classify rooms and materials, identifies damage severity, and flags compliance issues before they lead to a RAP request.
Automated NFIP Compliance
Every claim validated against FEMA/NFIP guidelines in real time.
Catch incorrect scopes, coverage issues, and missing documentation instantly.
Fast Report Generation
AI builds complete, compliant reports automatically using NFIP templates, adjuster notes, photos, and estimate details—submission-ready in minutes.
About FloodAI™
Why FloodAI Exists: Inconsistency = Audit Risk
FEMA allocates $350M annually to process flood claims.
WYO carriers profit, but fear inconsistency—since inconsistencies lead to FEMA clawbacks.
The root problem:
Every IA firm processes claims differently.
Different methodologies, different NFIP interpretations, different payout amounts.
When FEMA audits and finds variance, they ask:
“Why?”
If there’s no objective, repeatable reason → money is clawed back.
Manual processes create bottlenecks:
QC takes days
RAP requests hit 21–31%
Firms can't benchmark quality
Scaling collapses during CAT events
Built By Industry Insiders
A Decade of NFIP Experience — Systematized and Automated
Our founders have processed thousands of NFIP claims, refined workflows, and built operational systems that produced consistent results:
Eliminated manual intake bottlenecks
Reduced RAP rates
Increased adjuster consistency
Built “The Claims Factory” — an assembly-line workflow model
Now we’re automating the Claims Factory with AI.
We’ve lived the NFIP workflow for 10+ years.
We’re building the tools we wish we had.
The Solution
The AI Factory for Audit-Proof NFIP Compliance
FloodAI eliminates inconsistency, audit risk, and manual inefficiencies through:
Standardized damage assessment
Standardized NFIP interpretation
Standardized reporting
Perfect audit trails
Defensible decision-making
Results:
Cut coordination costs 50%
Handle 10× volume
Reduce RAP requests up to 80%
Become audit-proof
And the more claims we process, the smarter the AI Factory becomes.
Call to Action
See FloodAI in Action
FloodAI is built for:
IA firms
WYO carriers
Flood adjusters
Apply for Early Access to Hurricane Season 2026 pilot.
Proof of Concept:
We built a custom AI that reduced RAP review time from 24 hours to 2 minutes—a 720x speed improvement.
We tested it on real NFIP claims with perfect compliance accuracy.
Now we're scaling that automation across the entire claims workflow. We've lived the NFIP workflow for 10+ years. We're building the tools we wish we had.
Early Access Program
FloodAI is entering pilot phase with select IA firms and WYO carriers for Hurricane Season 2026.
Limited spots available for firms processing 500+ claims annually.
Contact Us
Interested in learning how FloodAI can help your organization?
Fill out the form below and we’ll reply within 24 hours.